TERMS & CONDITIONS

Effective Date: 11/5/2025

Welcome to Healthy Wealthy Sovereign (“we,” “us,” “our”). By accessing or using our website healthywealthysovereign.com, taking our Entrepreneur DNA quiz, downloading free resources, or purchasing products, you agree to the following Terms & Conditions (“Terms”).

If you don’t agree with these Terms, please don’t use our website or services.

1. Purpose of Our Site

Healthy Wealthy Sovereign provides educational content, digital downloads, quizzes, coaching materials, and related information designed to support personal growth, wellness, and entrepreneurship.
Nothing on this site should be considered medical, legal, or financial advice. Always use your own judgment or seek a licensed professional when making decisions.

2. Intellectual Property

All content on this site — including text, graphics, logos, videos, designs, and materials — is the property of Healthy Wealthy Sovereign or our content suppliers and is protected by copyright and trademark laws.

You may not copy, reproduce, distribute, modify, or use any content without our written consent.
You may download free resources or use our materials for personal, non-commercial use only.

3. User Responsibilities

When you interact with our website, you agree to:

Provide accurate information when signing up or making purchases.

Not use our site for unlawful or harmful activities.

Not share or resell our digital materials without permission.

We reserve the right to suspend or terminate access if these rules are violated.

4. Purchases and Payments

If you buy any products, courses, or services from us:

All sales are final unless otherwise stated.

Payment must be made through approved payment processors.

You agree not to dispute charges without first contacting us to resolve any issue.

Refunds may be issued only in cases of duplicate charges or clear system errors.

5. Links to Other Sites

Our website may include links to third-party websites or social media platforms. We don’t control or endorse those sites and aren’t responsible for their content or privacy practices.
Please review their own terms and policies before using them.

6. Disclaimer of Warranties

Our website and all materials are provided “as is.”
We make no guarantees about results, income, or specific outcomes from using our resources.
You agree to use all information at your own discretion and risk.

7. Limitation of Liability

To the fullest extent permitted by law, Healthy Wealthy Sovereign and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from:

use or inability to use our site or materials;

actions taken based on our content;

technical failures, errors, or data breaches.

Your sole remedy is to stop using the website or services.

8. Indemnification

You agree to indemnify and hold Healthy Wealthy Sovereign harmless from any claims, damages, or expenses (including attorney’s fees) arising out of your use of our site, materials, or violation of these Terms.

9. Governing Law

These Terms are governed by and interpreted according to the laws of the State of Illinois, United States, without regard to conflict of law principles.
Any disputes must be resolved in state or federal courts located in [Your County, Your State].

10. Updates and Modifications

We may update these Terms occasionally. When we do, we’ll revise the “Effective Date” above.
By continuing to use our website after any updates, you agree to the revised Terms.

11. Contact Us

If you have questions about these Terms, contact us at:
Healthy Wealthy Sovereign
Email: [email protected]
Address: 61832